SuperEx Financial Management FAQ

SuperEx
5 min readSep 26, 2023

SuperEx Financial Management is a digital asset management platform designed by SuperEx. Users can allocate their surplus funds into particular financial products, obtaining certain interest returns, thus achieving profits beyond trading.

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At present, the SuperEx Financial Management has been officially introduced on both SuperEx Web and the Android platform, offering users not only a more secure and credible platform but also a rich variety of asset management options to guard against market volatility risks.

The SuperEx Financial Management represents a fresh direction in the SuperEx financial ecosystem. In order to allow more users to understand SuperEx financial management more quickly, this article will answer user concerns in the form of FAQs.

1. What is a flexiable financial product?

After users subscribe, they can redeem at any time without a fixed period. It has the feature of depositing and withdrawing at any time.

2. What is a fixed deposit financial product?

After users invest, there’s a fixed period without any early redemption. Upon maturity, users can redeem their principal in full. Generally, compared to flexiable financial products, the returns on fixed-term products tend to be higher.

3. How to participate in financial products?

Click on the link to participate in SuperEx Financial Management!

4. What is the subscription limit for financial products?

The subscription limit is related to the VIP level.

For VIP0 to VIP4, the higher the VIP level, the more the subscription limit. For VIP4 to VIP9, the subscription limit is a fixed value.

It’s worth noting that the subscription limits are not constant. For precise subscription limits, please refer to the official announcements from SuperEx.

5. Can fixed-deposite financial products be redeemed in advance?

Fixed-deposite financial products are divided into redeemable and non-redeemable types. Those that are not marked as non-redeemable allow users to redeem in advance. Financial products marked as non-redeemable cannot be redeemed early under any circumstances.

6. After applying for redemption, when will the funds be received?

After applying for redemption of flexible financial products or redemption of fixed-deposite financial products at maturity, the funds will be recieved within 24 hours, usually within 1 hour.

7. Is there a penalty for early redemption of fixed-term financial products?

There’s no penalty for early redemption. However, early redemption is considered a unilateral breach of contract, so the interest previously granted will be returned. After returning the interest, the subscribed funds will be released within 5 working days.

8. How is the interest for flexible financial products calculated?

The interest for flexible financial products is calculated based on T+1 minute and disbursed on the T+1 whole hour.

For example: User A subscribes to a flexible financial product of 10,000 USDT on September 12th at 18:37 with an annual return of 3%. Therefore, User A’s daily interest is 10,000 * 3% / 365 = 0.8219 USDT, and the per-minute interest is 0.00057078 USDT. At 19:00 on September 12th, the first interest of 0.01312785 USDT will be disbursed.

9. How is interest calculated for flexible financial products if it’s less than 1 minute?

For flexible financial products, if the interest period is less than 1 minute, it’s calculated as a full minute. For example, if Jack subscribes to a flexible financial product at 05:29:10, the first interest cycle ends at 05:30:00. The accumulated time is 50 seconds, but the actual interest is calculated for 1 minute and is disbursed at the next whole hour.

10. How is interest calculated for fixed-term financial products?

For different durations of fixed-deposit financial products, we offer different rates. After a successful subscription, interest is disbursed after 0:00 on T+1 day. Daily interest = Subscription amount * Corresponding duration rate / 365.

For example: User A subscribes to a 180-day fixed-deposit financial product of 10,000 USDT on September 15th with an annual return of 6%. Starting from September 16th, User A’s daily interest is 10,000 * 6% / 365 = 1.6438 USDT.

11. Are there any ongoing promotions for the financial products?

Promotion Duration: September 22nd, 16:00 — October 7th, 15:59 (UTC).

Financial Management Benefits: During the promotion, users who subscribe to any financial product in the SuperEx Financial management with a subscription ≥ 800 USDT and do not redeem during the promotional period will receive a 10 USDT reward. The reward is limited to 500 users, on a first-come-first-served basis, while stocks last.

Deposit Benefits: During the promotion, users who deposit funds into the SuperEx platform can win rewards based on their net deposit ranking.

1. Deposit methods include: P2P, on-chain transfer.

2. For net deposits greater than 1,000 USDT, ranked by net deposit amount, the first 300 users each receive a 10 USDT reward.

3. For net deposits greater than 2,000 USDT, ranked by net deposit amount, the first 100 users each receive a 20 USDT reward.

12. What are the currently available financial products?

· 7-day Fixed-deposit Financial Product Annual Interest Rate: 3%

Redemption Rules: Users can choose to redeem after maturity or redeem in advance. If they choose early redemption, they won’t earn the interest for that term.

· 60-day Fixed- deposit Financial Product Annual Interest Rate: 4.1%

Redemption Rules: Users can choose to redeem after maturity or redeem in advance. If they choose early redemption, they won’t earn the interest for that term.

· 60-day Fixed- deposit Financial Product (Non-redeemable) Annual Interest Rate: 4.5%

Redemption Rules: Early redemption is not allowed for this product.

· 180-day Fixed-deposit Financial Product Annual Interest Rate: 6%

Redemption Rules: Users can choose to redeem after maturity or redeem in advance. If they choose early redemption, they won’t earn the interest for that term.

That is all for today! If you have any questions, feel free to leave a comment and ask!

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